Helen asks…
What kind of per hour pay would someone working for check into cash make?
I asked the guy working at the counter, but he said, “I’m not able to discuss that with you.”
….I want an idea, in case I submit an application and get hired. I don’t want to quit my job for something that will pay less.
Well see, I stumbled into the ups store thinking it paid at least $10/hr. WRONG. $8 (minimum wage).
answers:
Probably no more than $12/hour
Ken asks…
where can i exchange my check into cash in philippines?
it doesn’t have to be in credit card. plain and simple check to cash exchange
answers:
In the Philippines, as a matter of practice personal checks are cashed only by the drawee bank. On a case to case basis, some banks extent bills purchase accommodation on selected clients.
Mandy asks…
Why are there so many Dollar Stores and Check into Cash places?
They’re like on every corner, no matter where you look.
answers:
Because so many people live paycheck to paycheck…and they spend all their money on stupid stuff they don’t need
i have to have that new pair of shoes…man i really need that new xbox..etc
William asks…
How much do “Check into Cash” or any of the likes charge to barrow $200 for a month?
I just want to know how much do these places charge to borrow money. Have you used these services and did you like it. How much did you borrow?
Thanks.
answers:
I actually borrowed $255 and it cost $45. I did this a few times before, I wouldn’t recommend it. First you fill out a form, you name, address, phone, SSN, DOB, workplace, they need an ID, and a blank check, and you they ask when you will get paid. So if you get paid 2 weeks from that date, you give them a post dated check for $300 for that date. When that date comes, they’ll remind you 2 days or the day before. On that day, or before then, you have to pay them $300 in cash or they will deposit the check, or if you can go in person, tell them to deposit the check. You can also get extensions on your loan, so if you can’t pay them the full $300 back, you have to pay $45 for each time you want an extension and tell them you’ll pay the $300 in another 2-weeks. You can only do extensions for 3 times or somethin’. If you don’t pay them, they’ll harass you with phone calls and etc.
I wouldn’t recommend these places, they are located in bad low-income crime infested neighborhoods usually and I always felt bad doing this. These people just praise on the poor and try to milk every penny they have out of them. I am so glad I am out of this garbage hole with them. Believe me, you’re better off borrowing $ from a friend. They are not worth it.
John asks…
WHY DO fools go to these ripoff payday lenders like check into cash?
that have annual interest rate of 180%? and why are these frauds trying to fight!! consumer protection legislation now in congress? because they fear loss of profits?
answers:
Fools go there because they have atrocious credit and don’t make enough money to pay their bills. Payday lending is just a way to keep the poor poor.
And of course payday lenders are going to fight any laws that might restrict them. They are in business to make a profit.
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